FAQs

 It is crucial to have renters insurance because the insurance typically provided by apartment complexes and landlords only covers damage to the physical structure of the dwelling itself. This means that your personal belongings, such as electronics, furniture, and clothing, remain vulnerable and unprotected. To safeguard your possessions in the event of unforeseen circumstances like […]

Renters liability insurance is designed to protect you in case you are found liable for damages caused by negligence. For example, if you accidentally leave the kitchen sink on and it overflows, causing damage to your neighbors’ apartment, you could be held responsible for the resulting expenses. This may include repairs, medical bills, and even

The amount of coverage you require for your renters insurance policy depends on the total value of your belongings in your rental unit. A helpful starting point is to create an inventory of all the items you own. Taking inventory allows you to assess the value of your possessions and helps ensure you have adequate

If you are a policyholder with Bear River Mutual and need to file a renters insurance claim, we offer convenient options to assist you. You can easily file a claim online through our website. Additionally, you have the flexibility to contact your independent agent or reach out to us directly at 801-267-5000 to speak with

It’s important to note that renters insurance policies generally provide coverage only for items owned by the policyholder. This means that your roommates’ belongings are typically not covered under your policy. Each individual residing in your rental property should consider obtaining their own renters insurance policy to protect their personal belongings. This ensures that everyone

To receive a quote for Renters Insurance from Bear River Mutual, we recommend reaching out to one of our trusted independent agents. These agents are authorized to quote and sell Bear River Mutual insurance policies, including Renters Insurance. Obtaining a quote is simple. You can connect with any agency that represents Bear River Mutual to