We Know Utah
We are one of the largest personal lines carriers in Utah for a reason. As a Utah only company, our local employees, network of independent agents, and preferred contractors and repair facilities understand what makes Utah, Utah!
Trusted by Generations
We have been providing financial backing to Utah residents since 1909. You can say we are a family tradition.
Local, Mutual Insurance
We serve members, not stockholders. You can rest easy knowing events in other parts of the country won’t impact your rates.
The Right Options
Whether it be lifestyle discounts or special coverages, our network of independent agents are positioned to serve your needs and interests.
Protecting what is important to you
You worked hard for what you have. Bear River Mutual knows how to protect it. All of our policies come with the financial backing and service of company that understands why insurance matters.
Auto Insurance
Our Auto Policy rewards your impeccable driving habits with premium protection, embodying our vision to insure the best drivers.
Home Insurance
In line with our mission of ‘Mutually insuring each other for less’, our Home Policy offers comprehensive coverage for the most responsible homeowners. Secure your sanctuary with us, and become a part of our vision to protect the safest homes.
Condo Insurance
Navigating through condominium insurance can be tricky. That’s why our Condominium Policy offers comprehensive coverage that aligns perfectly with condo living, providing protection for your unit and personal possessions.
Renters Insurance
Just because you don’t own it, doesn’t mean you don’t protect it. Our Renters Policy is designed to shield your personal belongings and provide liability coverage in a rental property, ensuring you feel right at home.
Dwelling Insurance
Our Dwelling Policy provides specialized coverage that protects the structure of your rental property, securing your investment from unforeseen incidents.
Umbrella Insurance
In a world filled with uncertainties, our Umbrella Policy provides that extra layer of liability protection beyond your other policies, keeping you and your assets well-covered in all circumstances.
Bear River Mutual in Numbers
Hear From Our Customers
Quick links for our existing Customers
Interested in becoming a Bear River Mutual agent?
Let us know a little bit about yourself!